Guide

Door-to-door alarm sales in Washington: your right to cancel and contract traps

Signed an alarm contract at your door? How the FTC Cooling-Off Rule and RCW 63.14.154 let you cancel within three days, how to do it, the sales pitches Washington's Attorney General has acted on, and the contract terms to read first.

In short

Alarm systems are often sold at the door, sometimes with a “free” system tied to a multi-year monitoring contract. You have the right to cancel most of these sales for a few days after signing. This guide explains those rights, how to use them, and what to read before you sign. It is general information, not legal advice.

Your two rights to cancel

1. The FTC Cooling-Off Rule (federal).

2. RCW 63.14.154 (Washington, financed sales).

Both rights can apply to the same sale.

How to cancel

  1. Sign and date the cancellation form, or write a short letter if you didn’t get one: your name and address, the date of the sale, and “I cancel this transaction.”
  2. Send it by certified mail, return receipt requested, to the address in the contract, before the deadline. Keep a copy and the receipt.
  3. Don’t let a technician start work during the cancellation window if you’re unsure. If the system is installed, make it available for pickup.
  4. If the seller won’t honor the cancellation, file a complaint (below).

Pitches the Attorney General has acted on

In 2012, Washington’s Attorney General filed a Consumer Protection Act case against Pinnacle Security, a door-to-door alarm monitoring seller. The AG alleged its salespeople said:

The AG said these claims were false and that customers ended up in multi-year contracts. The company agreed to change its sales practices and pay restitution and penalties, and denied the allegations. The same release notes that another alarm company, Cencom, agreed that year to change marketing and billing practices the AG called misleading; it also denied the allegations.

The AG’s advice then still applies: shop around, don’t buy from the first person at your door, get “free” offers in writing, and call your current company about cancellation fees first.

Contract traps to read for

Check who is selling

Where to complain

Every company in our security systems directory holds an L&I license we check automatically, and listings show the company’s own published contract terms where it publishes them. Nobody pays to be listed. See how we list.

Common questions

Can I cancel an alarm contract I signed at my door in Washington?

Usually, yes. The FTC Cooling-Off Rule covers sales of $25 or more made at your home and gives you until midnight of the third business day to cancel. If the sale was financed, RCW 63.14.154 also lets you cancel by certified mail by midnight of the third day, not counting Sundays and holidays. Cancel in writing and keep proof of mailing.

What if the salesperson never gave me a cancellation form?

Under the FTC rule, the seller must give you a contract or receipt with a cancellation notice and two copies of a cancellation form, and must tell you about your right to cancel out loud. The FTC says that if you didn't get the forms, you can write your own cancellation letter. Send it by certified mail and keep a copy.

Do I have to pay for an alarm system that was already installed before I cancelled?

Under the FTC rule, the seller must refund all payments within 10 business days of your cancellation. You must make the goods available to the seller. Under RCW 63.14.154, you return the goods or make them available at the place they were delivered, and you take on no further liability for cancelling.

Where do I complain about an alarm salesperson in Washington?

File a consumer complaint with the Washington Attorney General's Office. Deceptive sales practices are unlawful under the Consumer Protection Act (RCW 19.86.020). If the alarm is monitored in Seattle or Tacoma, you can also tell the city, which licenses alarm companies.